> ## Documentation Index
> Fetch the complete documentation index at: https://studio.assembly.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees & payment reconciliation

> Understand payment processing fees and how to reconcile payouts in Stripe Express.

## Payment processing fees

### Base fee

Every transaction includes a base fee for either credit card or ACH payment processing. These fees can be passed on to clients using our surcharging feature.

| Plan         | Credit card fee |
| ------------ | --------------- |
| Credit cards | 2.9% + \$0.30   |
| ACH          | 1% (\$10 max)   |

### Billing method fee

These fees apply based on your chosen billing method and **cannot be passed on to clients**.

| Plan                 | Invoice fee | Subscription fee | Store fee |
| -------------------- | ----------- | ---------------- | --------- |
| Starter              | 0.5%        | 0.9%             | 1.5%      |
| Professional         | 0.4%        | 0.7%             | 1%        |
| Advanced, Enterprise | 0.3%        | 0.5%             | 0.7%      |

### Additional credit card fees

* International cards: 1.5%
* Currency conversion: 1%

## Payment reconciliation

Accurate payout reconciliation ensures clarity in tracking payments and payouts, helping maintain financial transparency. Follow the steps to view, export, and reconcile payout details effectively.

### Viewing payout details in Stripe Express

You can view payout details and their associated payments in your Stripe Express dashboard. Here's how:

1. **Access Your Stripe Express Account**:
   * Navigate to **Settings > Payout Account** in your Assembly Dashboard.
   * Click **Open Dashboard** and login to your Stripe Express account.
2. **Check Payout Information**:
   * To view details of an expected payout, click **See Details**.
   * To review payments included in a specific payout:
     * Go to the **Balance** tab.
     * In the **All** section:
       * Find payouts labeled as **STRIPE PAYOUT** in the **Description** column.
       * Payments include information such as the invoice number, client name, and client email in the **Description** column.
       * The **Status** column indicates the current status of each payout and payment.
       * Click on a specific **Payout** to see all associated payments and details.
       * In the **Payouts** section, only payouts are displayed. Click on a specific **Payout** to see all associated payments and details.

### Exporting and organizing payout data

If you want to reconcile multiple payouts and payments, exporting the data is the easiest way. Here's how:

1. **Export Your Data**:
   * Go to the **All** tab in your Stripe Express account.
   * Click on **Export**.
   * Select the desired date range.
   * Open the dropdown in the column selection section and select **All**.
   * Click **Export** to download the CSV file.
2. **Upload and Organize the File**:
   * Upload the CSV file to Google Sheets or Excel.
   * Sort the sheet by the **Transfer** column in ascending order (A-Z).
3. **Identify and Match Data**:
   * Use the following columns to reconcile payments with payouts:
     * In the **Type** column, locate entries labeled as **Payment**.
     * Check the **Description** column for details such as the invoice number, client name, and email.
     * Refer to the **Transfer** column to find the corresponding payout ID.
4. **Match Payments to Payouts**:
   * After identifying the **payout ID** for a specific payment, look for a **Payout** in the **Type** column with the same payout ID in the **Transfer** column.
   * This confirms that the payment was included in that particular payout.